{"id":3267,"date":"2023-02-09T13:49:14","date_gmt":"2023-02-09T13:49:14","guid":{"rendered":"https:\/\/portalhj.com\/?p=3267"},"modified":"2023-02-17T13:52:50","modified_gmt":"2023-02-17T13:52:50","slug":"selic-rata-ce-si-intelege-mai-multe-despre-subiect","status":"publish","type":"post","link":"https:\/\/portalhj.com\/ro\/selic-rata-ce-si-intelege-mai-multe-despre-subiect\/","title":{"rendered":"Rata selic - ce este? \u00cen\u021belege\u021bi mai multe despre subiect!"},"content":{"rendered":"

\u00cen ultimele zile s-au spus multe despre Rata Selic<\/strong> \u0219i cum reducerea acesteia poate face Brazilia s\u0103 creasc\u0103 \u00een moduri diferite. De fapt, acest lucru este cu adev\u0103rat adev\u0103rat.<\/p>\n

Dar cu siguran\u021b\u0103, dac\u0103 a\u021bi ajuns p\u00e2n\u0103 aici, dori\u021bi s\u0103 \u00een\u021belege\u021bi mai multe despre ce este Rata selic, <\/strong>cum func\u021bioneaz\u0103, printre altele.<\/p>\n

Care este de fapt rata Selic?<\/strong><\/p>\n

Pentru \u00eenceput, trebuie s\u0103 \u00een\u021belegem pu\u021bin despre abrevierea SELIC. Aceasta \u00eenseamn\u0103 Sistem special de solu\u021bionare \u0219i custodie.<\/p>\n

A Rata Selic<\/strong> nu este altceva dec\u00e2t rata dob\u00e2nzii din Brazilia, adic\u0103 rata care este utilizat\u0103 \u00een toate procesele care implic\u0103 obliga\u021biuni publice.<\/p>\n

Sistemul de Rata Selic<\/strong> Totul este computerizat \u0219i monitorizat de Banca Central\u0103. Cu alte cuvinte, guvernul \u00eel poate folosi cu u\u0219urin\u021b\u0103 pentru a avea un control mai mare asupra v\u00e2nz\u0103rii \u0219i achizi\u021bion\u0103rii de valori mobiliare.<\/p>\n

Astfel \u00eenc\u00e2t Rata Selic<\/strong> este definit\u0103, se face o medie a dob\u00e2nzii pe care o aplic\u0103 institu\u021biile financiare. De fapt, poate influen\u021ba mai multe lucruri \u00een economie, inclusiv facilit\u00e2nd achizi\u021bia de propriet\u0103\u021bi \u00een rate, de exemplu.<\/p>\n

De ce exist\u0103 Rata Selic?<\/strong><\/h2>\n

Trezoreria Na\u0163ional\u0103 este principala surs\u0103 de venit a Guvernului. Adic\u0103 prin ea Guvernul str\u00e2nge resurse pentru a-\u0219i pl\u0103ti datoriile interne \u0219i externe \u0219i a face investi\u021bii \u00een \u021bar\u0103.<\/p>\n

\u021aara trebuie s\u0103 fie \u00een continu\u0103 dezvoltare, cre\u00e2nd mereu noi \u0219coli \u0219i spitale, investind bani publici \u00een siguran\u021ba popula\u021biei, printre altele. Prin urmare, v\u00e2nzarea de obliga\u021biuni prin Trezoreria Na\u021bional\u0103 poate ajuta foarte mult.<\/p>\n

Cei care cump\u0103r\u0103 de obicei aceste obliga\u021biuni sunt b\u0103ncile mari. Cu toate acestea, \u00een Brazilia exist\u0103 o lege conform c\u0103reia, pentru a dob\u00e2ndi un titlu, banca trebuie s\u0103 depun\u0103 o parte din valoare la Banca Central\u0103.<\/p>\n

Aceasta este o modalitate de a ne asigura c\u0103 infla\u021bia \u00een Brazilia nu cre\u0219te brusc. De asemenea, \u00eempiedic\u0103 circula\u021bia multor bani.<\/p>\n

Datorit\u0103 diferitelor opera\u021biuni financiare care se desf\u0103\u0219oar\u0103 zilnic, institu\u021biile financiare deseori, la sf\u00e2r\u0219itul zilei, ajung cu o sum\u0103 mai mare sau mai mic\u0103 dec\u00e2t ceea ce ar trebui s\u0103 fie de fapt \u00een contul B\u0103ncii Centrale.<\/p>\n

Pentru c\u0103 b\u0103ncile sunt obligate s\u0103 respecte legea, se \u00eemprumut\u0103 de la alte b\u0103nci pentru a putea p\u0103stra corect procentul de la Banca Central\u0103.<\/p>\n

Cu toate acestea, aceste \u00eemprumuturi nu dureaz\u0103 mai mult de 24 de ore, adic\u0103 sunt aproape imediate. \u00cen acest fel, b\u0103ncile ofer\u0103 drept garan\u021bie obliga\u021biunile publice achizi\u021bionate.<\/p>\n

Ca s\u0103 \u00een\u021belege\u021bi mai bine, acest lucru func\u021bioneaz\u0103 \u00een acela\u0219i mod atunci c\u00e2nd contracta\u021bi un \u00eemprumut \u0219i gaja\u021bi un bun drept garan\u021bie, fie c\u0103 este o ma\u0219in\u0103 sau o proprietate.<\/p>\n

Cu alte cuvinte, \u00eentruc\u00e2t aceste titluri sunt certificate de crean\u021b\u0103, la returnarea banilor, indiferent de dat\u0103, aceasta trebuie s\u0103 aib\u0103 o cre\u0219tere a dob\u00e2nzii, care este definit\u0103 de Rata Selic.<\/strong><\/p>\n

Cum este definit\u0103 rata Selic?<\/strong><\/h2>\n

Contrar a ceea ce cred mul\u021bi, Rata Selic<\/strong> poate influen\u021ba \u00eentreaga economie a \u021b\u0103rii. Mai mult, serve\u0219te ca parametru pentru toate celelalte tarife din \u021bar\u0103.<\/p>\n

Prin urmare, pute\u021bi vedea c\u0103 este de mare importan\u021b\u0103. Prin urmare, \u00een spatele ei trebuie s\u0103 existe o \u00eentreag\u0103 echip\u0103 de \u00eencredere care s\u0103-i defineasc\u0103 valoarea. Aceast\u0103 echip\u0103 se nume\u0219te COPOM \u0219i se \u00eentrune\u0219te de 8 ori pe an pentru a vorbi despre subiect.<\/p>\n

COPOM \u00eenseamn\u0103 Comitetul de politic\u0103 monetar\u0103 \u0219i a fost fondat\u0103 \u00een Brazilia \u00een 1996 cu scopul de a defini rata de baz\u0103 a dob\u00e2nzii, precum \u0219i alte reguli din \u021bar\u0103.<\/p>\n

\u021ai-a pl\u0103cut s\u0103 afli mai multe despre Rata Selic? <\/strong>A\u0219a c\u0103 asigura\u021bi-v\u0103 c\u0103 urm\u0103ri\u021bi celelalte articole de pe blog, am multe alte nout\u0103\u021bi pentru voi!<\/p>","protected":false},"excerpt":{"rendered":"

Nos \u00faltimos dias, muito se falou sobre a taxa Selic e como a redu\u00e7\u00e3o da mesma pode fazer o Brasil crescer de diversas maneiras. De fato, isso \u00e9 realmente verdade. Mas certamente, se voc\u00ea chegou at\u00e9 aqui, deseja entender mais sobre o que se trata a taxa Selic, como ela funciona, entre outras coisas. O […]<\/p>","protected":false},"author":1,"featured_media":3268,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":{"0":"post-3267","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-dicas"},"yoast_head":"\nTaxa Selic \u2013 o que \u00e9? Entenda mais sobre o assunto! - Portal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/portalhj.com\/ro\/selic-rata-ce-si-intelege-mai-multe-despre-subiect\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taxa Selic \u2013 o que \u00e9? Entenda mais sobre o assunto! - Portal\" \/>\n<meta property=\"og:description\" content=\"Nos \u00faltimos dias, muito se falou sobre a taxa Selic e como a redu\u00e7\u00e3o da mesma pode fazer o Brasil crescer de diversas maneiras. De fato, isso \u00e9 realmente verdade. Mas certamente, se voc\u00ea chegou at\u00e9 aqui, deseja entender mais sobre o que se trata a taxa Selic, como ela funciona, entre outras coisas. 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