{"id":3267,"date":"2023-02-09T13:49:14","date_gmt":"2023-02-09T13:49:14","guid":{"rendered":"https:\/\/portalhj.com\/?p=3267"},"modified":"2023-02-17T13:52:50","modified_gmt":"2023-02-17T13:52:50","slug":"wybierz-co-chcesz-i-dowiedz-sie-wiecej-na-ten-temat","status":"publish","type":"post","link":"https:\/\/portalhj.com\/pl\/wybierz-co-chcesz-i-dowiedz-sie-wiecej-na-ten-temat\/","title":{"rendered":"Stopa Selic \u2013 co to jest? Dowiedz si\u0119 wi\u0119cej na ten temat!"},"content":{"rendered":"

W ostatnich dniach wiele m\u00f3wi si\u0119 o tzw Kurs selicowy<\/strong> i jak jego ograniczenie mo\u017ce sprawi\u0107, \u017ce Brazylia b\u0119dzie si\u0119 rozwija\u0107 na r\u00f3\u017cne sposoby. W rzeczywisto\u015bci jest to prawd\u0105.<\/p>\n

Ale z pewno\u015bci\u0105, je\u015bli dotar\u0142e\u015b tak daleko, chcesz dowiedzie\u0107 si\u0119 wi\u0119cej o tym, czym jest Szybko\u015b\u0107 wyboru, <\/strong>jak to dzia\u0142a m.in.<\/p>\n

Czym w\u0142a\u015bciwie jest kurs Selic?<\/strong><\/p>\n

Na pocz\u0105tek musimy troch\u0119 zrozumie\u0107 skr\u00f3t SELIC. Oznacza Specjalny System Rozlicze\u0144 i Opieki.<\/p>\n

A Kurs selicowy<\/strong> to nic innego jak stopa procentowa w Brazylii, czyli stopa stosowana we wszystkich procesach zwi\u0105zanych z obligacjami publicznymi.<\/p>\n

System Kurs selicowy<\/strong> Ca\u0142o\u015b\u0107 jest skomputeryzowana i monitorowana przez Bank Centralny. Innymi s\u0142owy, rz\u0105d mo\u017ce z \u0142atwo\u015bci\u0105 wykorzysta\u0107 to do uzyskania wi\u0119kszej kontroli nad sprzeda\u017c\u0105 i zakupem papier\u00f3w warto\u015bciowych.<\/p>\n

Tak, \u017ce Kurs selicowy<\/strong> jest okre\u015blona, obliczana jest \u015brednia odsetek stosowanych przez instytucje finansowe. Tak naprawd\u0119 mo\u017ce to wp\u0142yn\u0105\u0107 na kilka rzeczy w gospodarce, m.in. u\u0142atwi\u0107 np. zakup nieruchomo\u015bci na raty.<\/p>\n

Dlaczego istnieje kurs Selic?<\/strong><\/h2>\n

G\u0142\u00f3wnym \u017ar\u00f3d\u0142em dochod\u00f3w rz\u0105du jest Skarb Pa\u0144stwa. Oznacza to, \u017ce za jego po\u015brednictwem rz\u0105d pozyskuje \u015brodki, aby m\u00f3c sp\u0142aca\u0107 swoje d\u0142ugi wewn\u0119trzne i zewn\u0119trzne oraz dokonywa\u0107 inwestycji w kraju.<\/p>\n

Kraj musi si\u0119 stale rozwija\u0107, tworz\u0105c wci\u0105\u017c nowe szko\u0142y i szpitale, inwestuj\u0105c publiczne pieni\u0105dze, m.in. w bezpiecze\u0144stwo ludno\u015bci. Dlatego sprzeda\u017c obligacji za po\u015brednictwem Skarbu Pa\u0144stwa mo\u017ce bardzo pom\u00f3c.<\/p>\n

Kupuj\u0105cymi te obligacje s\u0105 zazwyczaj du\u017ce banki. Jednak\u017ce w Brazylii obowi\u0105zuje prawo, kt\u00f3re stanowi, \u017ce aby uzyska\u0107 tytu\u0142 w\u0142asno\u015bci, bank musi zdeponowa\u0107 cz\u0119\u015b\u0107 warto\u015bci w Banku Centralnym.<\/p>\n

W ten spos\u00f3b mo\u017cna zapobiec nag\u0142emu wzrostowi inflacji w Brazylii. Uniemo\u017cliwia to r\u00f3wnie\u017c obr\u00f3t du\u017cej ilo\u015bci pieni\u0119dzy.<\/p>\n

Ze wzgl\u0119du na r\u00f3\u017cne operacje finansowe przeprowadzane codziennie, instytucje finansowe cz\u0119sto ostatecznie przychodz\u0105 z kwot\u0105 wi\u0119ksz\u0105 lub mniejsz\u0105 ni\u017c ta, kt\u00f3ra faktycznie powinna znajdowa\u0107 si\u0119 na rachunku banku centralnego.<\/p>\n

Poniewa\u017c banki s\u0105 zmuszone do przestrzegania prawa, po\u017cyczaj\u0105 od innych bank\u00f3w, aby m\u00f3c utrzyma\u0107 prawid\u0142owe oprocentowanie w Banku Centralnym.<\/p>\n

Jednak\u017ce po\u017cyczki te nie trwaj\u0105 d\u0142u\u017cej ni\u017c 24 godziny, czyli s\u0105 niemal natychmiastowe. W ten spos\u00f3b banki oferuj\u0105 nabyte obligacje publiczne jako zabezpieczenie.<\/p>\n

Aby lepiej zrozumie\u0107, dzia\u0142a to w ten sam spos\u00f3b, gdy zaci\u0105gasz po\u017cyczk\u0119 i zastawasz aktywa jako zabezpieczenie, niezale\u017cnie od tego, czy jest to samoch\u00f3d, czy nieruchomo\u015b\u0107.<\/p>\n

Innymi s\u0142owy, poniewa\u017c te papiery warto\u015bciowe s\u0105 certyfikatami d\u0142u\u017cnymi, to przy zwrocie pieni\u0119dzy, niezale\u017cnie od daty, musi to wi\u0105za\u0107 si\u0119 ze wzrostem oprocentowania, kt\u00f3re jest okre\u015blone przez Kurs selicowy.<\/strong><\/p>\n

Jak definiuje si\u0119 kurs Selic?<\/strong><\/h2>\n

Wbrew temu, co wielu s\u0105dzi, Kurs selicowy<\/strong> mo\u017ce mie\u0107 wp\u0142yw na ca\u0142\u0105 gospodark\u0119 kraju. Ponadto jest parametrem dla wszystkich pozosta\u0142ych stawek w kraju.<\/p>\n

Zatem wida\u0107, \u017ce ma to ogromne znaczenie. Dlatego musi sta\u0107 za nim ca\u0142y, rzetelny zesp\u00f3\u0142, kt\u00f3ry zdefiniuje jego warto\u015b\u0107. Zesp\u00f3\u0142 ten nazywa si\u0119 COPOM i spotyka si\u0119 8 razy w roku, aby porozmawia\u0107 na ten temat.<\/p>\n

COPOM, skr\u00f3t od Komitetu Polityki Pieni\u0119\u017cnej, zosta\u0142 za\u0142o\u017cony w Brazylii w 1996 roku w celu okre\u015blenia podstawowej stopy procentowej, a tak\u017ce innych zasad obowi\u0105zuj\u0105cych w kraju.<\/p>\n

Czy chcesz dowiedzie\u0107 si\u0119 wi\u0119cej o Stawka selicowa? <\/strong>Zatem koniecznie \u015bled\u017acie pozosta\u0142e artyku\u0142y na blogu, mam dla Was mn\u00f3stwo innych nowo\u015bci!<\/p>","protected":false},"excerpt":{"rendered":"

Nos \u00faltimos dias, muito se falou sobre a taxa Selic e como a redu\u00e7\u00e3o da mesma pode fazer o Brasil crescer de diversas maneiras. De fato, isso \u00e9 realmente verdade. Mas certamente, se voc\u00ea chegou at\u00e9 aqui, deseja entender mais sobre o que se trata a taxa Selic, como ela funciona, entre outras coisas. O […]<\/p>","protected":false},"author":1,"featured_media":3268,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":{"0":"post-3267","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-dicas"},"yoast_head":"\nTaxa Selic \u2013 o que \u00e9? Entenda mais sobre o assunto! - Portal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/portalhj.com\/pl\/wybierz-co-chcesz-i-dowiedz-sie-wiecej-na-ten-temat\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taxa Selic \u2013 o que \u00e9? Entenda mais sobre o assunto! - Portal\" \/>\n<meta property=\"og:description\" content=\"Nos \u00faltimos dias, muito se falou sobre a taxa Selic e como a redu\u00e7\u00e3o da mesma pode fazer o Brasil crescer de diversas maneiras. De fato, isso \u00e9 realmente verdade. Mas certamente, se voc\u00ea chegou at\u00e9 aqui, deseja entender mais sobre o que se trata a taxa Selic, como ela funciona, entre outras coisas. 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