{"id":3267,"date":"2023-02-09T13:49:14","date_gmt":"2023-02-09T13:49:14","guid":{"rendered":"https:\/\/portalhj.com\/?p=3267"},"modified":"2023-02-17T13:52:50","modified_gmt":"2023-02-17T13:52:50","slug":"vybrat-co-a-pochopit-vice-o-predmetu","status":"publish","type":"post","link":"https:\/\/portalhj.com\/cs\/vybrat-co-a-pochopit-vice-o-predmetu\/","title":{"rendered":"Selic rate \u2013 co to je? Pochopte v\u00edce o t\u00e9matu!"},"content":{"rendered":"

V posledn\u00edch dnech se toho hodn\u011b namluvilo Sazba Selic<\/strong> a jak jeho sn\u00ed\u017een\u00ed m\u016f\u017ee zp\u016fsobit r\u016fst Braz\u00edlie r\u016fzn\u00fdmi zp\u016fsoby. Ve skute\u010dnosti je to opravdu pravda.<\/p>\n

Ale jist\u011b, pokud jste se dostali a\u017e sem, chcete pochopit v\u00edce o tom, co Sazba selic, <\/strong>jak to mimo jin\u00e9 funguje.<\/p>\n

Co je to vlastn\u011b Selic Rate?<\/strong><\/p>\n

Pro za\u010d\u00e1tek mus\u00edme trochu rozum\u011bt zkratce SELIC. Je to zkratka pro Special Settlement and Custody System.<\/p>\n

A Sazba Selic<\/strong> nen\u00ed nic jin\u00e9ho ne\u017e \u00farokov\u00e1 sazba v Braz\u00edlii, tedy sazba, kter\u00e1 se pou\u017e\u00edv\u00e1 ve v\u0161ech procesech zahrnuj\u00edc\u00edch ve\u0159ejn\u00e9 dluhopisy.<\/p>\n

Syst\u00e9m Sazba Selic<\/strong> V\u0161e je \u0159\u00edzeno po\u010d\u00edta\u010dem a monitorov\u00e1no centr\u00e1ln\u00ed bankou. Jin\u00fdmi slovy, vl\u00e1da ji m\u016f\u017ee snadno vyu\u017e\u00edt k tomu, aby m\u011bla v\u011bt\u0161\u00ed kontrolu nad prodejem a n\u00e1kupem cenn\u00fdch pap\u00edr\u016f.<\/p>\n

Tak\u017ee to Sazba Selic<\/strong> je definov\u00e1n pr\u016fm\u011br \u00farok\u016f, kter\u00e9 finan\u010dn\u00ed instituce uplat\u0148uj\u00ed. Ve skute\u010dnosti m\u016f\u017ee ovlivnit n\u011bkolik v\u011bc\u00ed v ekonomice, v\u010detn\u011b nap\u0159\u00edklad usnadn\u011bn\u00ed n\u00e1kupu nemovitost\u00ed na spl\u00e1tky.<\/p>\n

Pro\u010d existuje sazba Selic?<\/strong><\/h2>\n

St\u00e1tn\u00ed pokladna je hlavn\u00edm zdrojem p\u0159\u00edjm\u016f vl\u00e1dy. To znamen\u00e1, \u017ee jeho prost\u0159ednictv\u00edm vl\u00e1da z\u00edsk\u00e1v\u00e1 zdroje, aby mohla spl\u00e1cet sv\u00e9 vnit\u0159n\u00ed i vn\u011bj\u0161\u00ed dluhy a investovat v r\u00e1mci zem\u011b.<\/p>\n

Zem\u011b se mus\u00ed neust\u00e1le rozv\u00edjet, neust\u00e1le vytv\u00e1\u0159et nov\u00e9 \u0161koly a nemocnice, mimo jin\u00e9 investovat ve\u0159ejn\u00e9 pen\u00edze do bezpe\u010dnosti obyvatel. Velmi proto m\u016f\u017ee pomoci prodej dluhopis\u016f p\u0159es N\u00e1rodn\u00ed pokladnu.<\/p>\n

Ti, kte\u0159\u00ed obvykle nakupuj\u00ed tyto dluhopisy, jsou velk\u00e9 banky. V Braz\u00edlii v\u0161ak plat\u00ed z\u00e1kon, \u017ee pro z\u00edsk\u00e1n\u00ed titulu mus\u00ed banka ulo\u017eit \u010d\u00e1st hodnoty u centr\u00e1ln\u00ed banky.<\/p>\n

To je zp\u016fsob, jak zajistit, aby inflace v Braz\u00edlii n\u00e1hle nevzrostla. Zabra\u0148uje tak\u00e9 ob\u011bhu spousty pen\u011bz.<\/p>\n

Vzhledem k r\u016fzn\u00fdm finan\u010dn\u00edm operac\u00edm, kter\u00e9 se prov\u00e1d\u011bj\u00ed denn\u011b, finan\u010dn\u00ed instituce \u010dasto na konci dne doraz\u00ed s v\u011bt\u0161\u00ed nebo men\u0161\u00ed \u010d\u00e1stkou, ne\u017e by m\u011bla b\u00fdt ve skute\u010dnosti na \u00fa\u010dtu centr\u00e1ln\u00ed banky.<\/p>\n

Vzhledem k tomu, \u017ee banky jsou nuceny dodr\u017eovat z\u00e1kony, p\u016fj\u010duj\u00ed si od jin\u00fdch bank, aby mohly udr\u017eet procento u centr\u00e1ln\u00ed banky spr\u00e1vn\u00e9.<\/p>\n

Tyto p\u016fj\u010dky v\u0161ak netrvaj\u00ed d\u00e9le ne\u017e 24 hodin, tedy t\u00e9m\u011b\u0159 okam\u017eit\u011b. Banky tak nab\u00edzej\u00ed nabyt\u00e9 ve\u0159ejn\u00e9 dluhopisy jako z\u00e1stavu.<\/p>\n

Abyste l\u00e9pe rozum\u011bli, funguje to stejn\u00fdm zp\u016fsobem, kdy\u017e si vezmete p\u016fj\u010dku a zastav\u00edte n\u011bjak\u00e9 aktivum jako z\u00e1stavu, a\u0165 u\u017e je to auto nebo nemovitost.<\/p>\n

Jin\u00fdmi slovy, proto\u017ee tyto cenn\u00e9 pap\u00edry jsou dluhov\u00e9 certifik\u00e1ty, p\u0159i vr\u00e1cen\u00ed pen\u011bz, bez ohledu na datum, mus\u00ed doj\u00edt ke zv\u00fd\u0161en\u00ed \u00faroku, kter\u00fd je definov\u00e1n Sazba Selic.<\/strong><\/p>\n

Jak je definov\u00e1na Selic Rate?<\/strong><\/h2>\n

Na rozd\u00edl od toho, co si mnoz\u00ed mysl\u00ed, Sazba Selic<\/strong> m\u016f\u017ee ovlivnit celou ekonomiku zem\u011b. D\u00e1le slou\u017e\u00ed jako parametr pro v\u0161echny ostatn\u00ed sazby v zemi.<\/p>\n

Proto m\u016f\u017eete vid\u011bt, \u017ee je to velmi d\u016fle\u017eit\u00e9. Proto za n\u00edm mus\u00ed st\u00e1t cel\u00fd spolehliv\u00fd t\u00fdm, kter\u00fd definuje jeho hodnotu. Tento t\u00fdm se naz\u00fdv\u00e1 COPOM a sch\u00e1z\u00ed se 8kr\u00e1t ro\u010dn\u011b, aby o tomto t\u00e9matu hovo\u0159il.<\/p>\n

COPOM je zkratka pro Monetary Policy Committee a byl zalo\u017een v Braz\u00edlii v roce 1996 s c\u00edlem definovat z\u00e1kladn\u00ed \u00farokovou sazbu a dal\u0161\u00ed pravidla v zemi.<\/p>\n

Cht\u011bli jste v\u011bd\u011bt v\u00edce o Selic sazba? <\/strong>Tak ur\u010dit\u011b sledujte ostatn\u00ed \u010dl\u00e1nky na blogu, m\u00e1m pro v\u00e1s spoustu dal\u0161\u00edch novinek!<\/p>","protected":false},"excerpt":{"rendered":"

Nos \u00faltimos dias, muito se falou sobre a taxa Selic e como a redu\u00e7\u00e3o da mesma pode fazer o Brasil crescer de diversas maneiras. De fato, isso \u00e9 realmente verdade. Mas certamente, se voc\u00ea chegou at\u00e9 aqui, deseja entender mais sobre o que se trata a taxa Selic, como ela funciona, entre outras coisas. O […]<\/p>\n","protected":false},"author":1,"featured_media":3268,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3267","post","type-post","status-publish","format-standard","has-post-thumbnail","category-dicas"],"_links":{"self":[{"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/posts\/3267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/comments?post=3267"}],"version-history":[{"count":1,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/posts\/3267\/revisions"}],"predecessor-version":[{"id":3269,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/posts\/3267\/revisions\/3269"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/media\/3268"}],"wp:attachment":[{"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/media?parent=3267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/categories?post=3267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalhj.com\/cs\/wp-json\/wp\/v2\/tags?post=3267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}